Jeff Robison
NMLS# 2434601
Unlock Your Dream Home with Expert Mortgage Solutions
the Perfect Mortgage Designed Just for You
Buying a home is one of life’s most exciting milestones—and we’re here to make it seamless. Our personalized mortgage options are tailored to fit your unique financial needs, whether you’re a first-time buyer, a seasoned homeowner, or looking to refinance.
you’ll have guidance every step of the way. Let us help you explore competitive rates, flexible terms, and solutions that turn your dream of homeownership into reality.
Unlock Your Dream Home.
what we offer ?
Simplified Mortgages, Empowering Your Journey
We simplify the path to homeownership, turning your dreams into reality. With personalized solutions and expert guidance, we ensure a hassle-free experience, giving you the confidence to achieve your goals with ease.
Conventional
Conventional loans are the most common mortgage option for borrowers with good credit and stable income.
Flexible Terms: Options for fixed or adjustable rates.
Low Down Payment: As low as 3% for qualified buyers.
No PMI: Available if your down payment is 20% or more.
FHA Loan
FHA loans are government-backed loans designed to help first-time homebuyers and those with less-than-perfect credit.
Lower Down Payments: As low as 3.5% for qualified buyers.
Credit Flexibility: Easier qualifications for those with lower credit scores.
Affordable Options: Competitive rates for affordable homeownership.
VA Loan
VA loans are designed for veterans, active-duty military, and their families, offering exceptional benefits for home financing.
Zero Down Payment: Purchase a home with no down payment required.
Low Interest Rates: Competitive rates exclusively for veterans.
No PMI: Save money with no private mortgage insurance required.
USDA Loan
USDA loans support homebuyers in rural areas with low to moderate incomes, offering affordable homeownership opportunities.
100% Financing: No down payment required for eligible properties.
Rural Living: Designed for properties in USDA-approved rural areas.
Affordable Terms: Low interest rates and reduced mortgage insurance costs.
Investor Loan
Investor loans provide flexible financing options for purchasing or refinancing income-generating properties.
Tailored Financing: Customized solutions for real estate investors.
Competitive Rates: Favorable terms for profitable investments.
Expert Guidance: Support throughout your investment journey.
Home Equity Line of Credit
HELOCs allow you to tap into your home’s equity to finance major expenses, home improvements, or debt consolidation.
Flexible Access: Use funds as needed with revolving credit.
Low Rates: Competitive interest rates compared to other credit options.
Versatile Usage: Ideal for home renovations, education, or other needs.
Frequently Asked Questions
What credit score do I need to qualify for a mortgage?
The required credit score depends on the loan type. For conventional loans, a score of 620 or higher is typically needed. FHA loans typically require scores as low as 580 to qualify for the 3.5% down payment, and as low as 500 with a 10% down payment. VA and USDA loans often have lenient credit requirements as well.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. The team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from two weeks to a month. We strive to make the process as quick and efficient as possible.
NEXA Mortgage LLC
NMLS #1660690
AZMB# 0944059
An Equal Housing Lender All Rights Reserved. © 2024
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